• Objective

    The Loan Account API suite enables banks to provide secure, real-time access to customer loan details and statements. It empowers customers with complete visibility into their loan lifecycle, repayment history, and EMI schedules, while ensuring robust compliance and operational efficiency.

    • Provide instant access to loan account details including sanctioned amount, EMI schedule, tenure, and interest rates.
    • Enable customers and staff to view loan statements with granular EMI/prepayment transactions.
    • Ensure secure customer authentication via tokens and encrypted payloads.
    • Reduce dependency on branch visits by offering digital, self-service loan servicing.
    • Improve transparency and customer experience by making loan data easily accessible.

  • Benefits

    • Customer Empowerment: Loan data available anytime, reducing branch dependency.
    • Transparency: Customers can track EMI payments, prepayments, and outstanding dues.
    • Efficiency: Automates servicing of loan queries for staff and customers.
    • Security: Tokenized authentication and encrypted communication.
    • Regulatory Compliance: Ensures traceability and secure handling of loan data.

  • Loan Account Details

  • Loan Account Statement

  • Sample Code