• Objectives

    The Cheque Management APIs enable seamless handling of cheque-related services such as enquiry, status tracking, new cheque book requests, and stop cheque instructions. These APIs are designed to digitize and streamline traditional cheque operations, reducing manual interventions while improving customer experience and operational efficiency.

    • Provide customers with real-time access to cheque book and cheque status information.

    • Allow secure, digital placement of cheque book requests and stop cheque instructions.

    • Enhance transparency and trust through API-driven integrations with CBS.

    • Improve operational efficiency by automating cheque-related workflows.

    • Cheque Book Enquiry - Fetch details of cheque books issued to a customer.

      • Returns issuance date, starting cheque number, and number of leaves.
      • Enables customers and staff to verify cheque book details.
      • Use Case: Customer wants to know issued cheque books and their validity.

    • Cheque Status - Track the current status of one or multiple cheques.

      • Provides cheque number, value date, and status (Presented / Cleared / Dishonoured / Stopped / Returned / Unpaid / Inward).
      • Supports both single cheque and cheque range queries.
      • Use Case: Customer wants to verify if a cheque has been cleared, stopped, or returned.

    • Cheque Book Request - Place a new cheque book request digitally.

      • Accepts input for number of leaves and delivery address.
      • Automatically routes request for processing at CBS.
      • Use Case: Customer places a cheque book request through mobile/net banking without visiting the branch.

    • Stop Cheque - Allow customers to stop payment on one or more cheques.

      • Accepts cheque number or range of cheque numbers with reason for stop.
      • Updates CBS to prevent cheque clearance.
      • Use Case: Customer loses a cheque or wants to prevent misuse before presentation.

  • Benefits

    • Customer Convenience: Digital access to cheque services without branch visits.
    • Operational Efficiency: Reduced manual handling, faster turnaround times.
    • Risk Mitigation: Stop cheque functionality minimizes fraud and misuse.
    • Transparency: Real-time updates improve customer trust.

  • Cheque Book Enquiry

  • Cheque Status

  • Cheque Book Request

  • Stop Cheque

  • Sample Code